Collect the salary from your work and we will charge a service fee among the salary payment (3%).

A 3% service fee will be charged on the amount excluding VAT. Notice that the invoicing service fee doesn't include personal withholding tax, social security contribution or the VAT of a light entrepreneur.

Quick pay

Choose Quick Pay, when you want to get your salary earlier than your customer can pay!

*Quick pay service fee is only 2,5% + VAT in addition to normal service fee.

After the confirmation of the invoice by your customer, the salary will be paid to you at the best on the same day.


Registration for our service is completely free and free of any obligations.

Using Kassavirtanen invoicing service, you pay only 3 % from the VAT-free amount of the invoice in connection of the salary payment.

Additional Expenses

VAT: Consumption tax that is paid from the sales.
Commonly used VAT amount is 24 %.

The taxes paid in case of an employee are withholding tax and security contribution.

Aiheettomiksi tai perusteettomiksi osoittautuneista lähetetyistä laskuista peritään 3%
directly from the user.

Please do note that using Kassavirtanen allows
you to decide about the YEL payments yourself!




The usage of the Quick Pay salary-service is possible when you are invoicing companies, communities, municipality and states.
The Quick Pay is not applicable in case of billing private individuals.

The client must be financially stable and the invoice must be indisputable. It’s also possible to request approval for the invoice by e-mail or by phone. Your client's email address must be in the form:

The instant salaries can be collected and invoices related to them can be open only one at a time. The total amount of the invoice can not be more than 4000 euros.

If we don't get the payment from your client, you have to return your salary or the amount will be deducted from the following salaries.


Reminders and debt collection

If your client forgets to pay the invoice you sent, no worries, we will send the remider on your behalf.
If the invoice is left unpaid also after the reminder, we will contact your client and clarify the ability and will to pay.
If necessary we will take up the debt collection and go up to judicial debt collection through debt collection company.

This does not mean additional costs to the user of Kassavirtanen since the debt collection costs are paid by the one who receives the invoice.

Our reminder and debt collection services are efficient and aim for the payment of the invoice without causing
unnecessary problems for your clients.




The insurance is free for our users as it is included in our 3% service charge. Through our service, you get accident, legal expenses insurance and liability insurance for your work, which guarantees a safe and carefree way to work as a light entrepreneur. We offer insurance together with Fennia Insurance Company. Read more about the insurance we offer from here.

Our accident, legal expenses and liability insurance covers the most common jobs of a light entrepreneur. The user is responsible for ensuring that the work he or she does is an activity covered by Kassavirtanen's accident, legal expenses and liability insurance. If you are unsure about your industry, contact customer service or directly to Fennia.


Any questions?

Our customer service is here to help you!