The cheapest invoicing service for light entrepreneurs
Accident and Liability Insurance
Kassavirtanen´s customers are automatically insured during all assignments with an accident insurance. Legal security insurance and liability insurance require the industry to provide insurance information. We arrange insurance in cooperation with Fennia insurance company. If necessary, you can find out the insurances needed for your own operations from their customer service. Be sure to mention that you currently work through Kassavirtanen as a light entrepreneur.
WHAT IS ACCIDENT INSURANCE?
The occupational accident insurance covers accidents that occur at work. It does not cover accidents that happen during commuting or costs arising from occupational diseases caused by work.
WHEN IS ACCIDENT INSURANCE VALID?
Accident insurance is valid in Finland when performing work is invoiced through Kassavirtanen Oy.
WHAT DOES ACCIDENT INSURANCE COVER?
Accident insurance pays indemnities in accordance with the insurance terms, conditions and amounts in force in the event of an accident, when the accident has occurred in work performed through the service. The insurance does not cover occupational diseases or business trips. The light entrepreneur is himself obliged to insure an activity for which insurance cover must be taken out in accordance with the Accidents at Work and Occupational Diseases Act. Accident insurance covers medical expenses up to 20,000 euros / accident.
WHAT IS LIABILITY INSURANCE?
Liability insurance can indemnify third parties for whom you are legally liable. The recipient of liability insurance compensation is always an outsider, as in this case your own client.
WHAT DOES LIABILITY INSURANCE COVER?
Liability insurance covers damages up to €1,000,000 according to the insurance terms. The insured person is responsible for a €1,200 deductible. Liability insurance does not cover activities that require separate insurance under the Occupational Accidents and Diseases Act or damages caused by gross negligence on the part of the light entrepreneur."
WHAT IS LEGAL SECURITY INSURANCE?
Legal expenses insurance covers attorney's and litigation costs in litigation. It secures the costs of using legal aid in litigation, criminal and application matters. Legal expenses insurance does not cover your own work, loss of time or loss of earnings.
HOW MUCH DO INSURANCES COST?
Accident and liability insurance are free for our users. Kassavirtanen’s customers are automatically insured for all assignments.
IS INSURANCE SUITABLE FOR ME?
Our accident and liability insurance covers the most common jobs of a light entrepreneur. The user is responsible for ensuring that the work he or she does is an activity covered by Kassavirtanen's accident and liability insurance. If you are unsure about your industry, contact customer service.