Accident insurance pays indemnities in accordance with the insurance terms, conditions and amounts in force in the event of an accident, when the accident has occurred in work performed through the service. The insurance does not cover occupational diseases or business trips. The light entrepreneur is himself obliged to insure an activity for which insurance cover must be taken out in accordance with the Accidents at Work and Occupational Diseases Act. Accident insurance covers medical expenses up to 20,000 euros / accident.